Get a Payday Loan in Orlando, FL
Three minutes to request, no fee, and no obligation to accept any offer.
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Florida loan rules at a glance
| Rule | Florida limit |
|---|---|
| Legal status | Legal and regulated |
| Maximum loan amount | $500 per loan; one outstanding loan at a time |
| Maximum term | 7 to 31 days |
| Finance charge cap | 10% of the amount borrowed plus a $5 verification fee |
| Rollovers | Prohibited; must repay in full and wait 24 hours before a new loan (statewide Deferred Presentment Transaction System) |
| Cooling-off period | 24-hour wait between loans; 60-day no-charge grace period if unable to repay (credit counseling required within 7 days) |
| Statute | Deferred Presentment Transactions (Money Services Businesses) — Ch. 560, Fla. Stat., Parts II & III (§560.404); Rule 69V-560, F.A.C. |
Source: Florida Office of Financial Regulation (OFR) · Rules verified July 5, 2026
Before you apply
No. The matching service is free for borrowers. You only ever pay the lender, under the terms written in the loan agreement you accept.
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Usually within minutes. If a lender makes you an offer and you accept during business hours, funds are typically deposited as soon as the next business day.